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Most persons presume that you require some car in purchase to maintain an auto insurance scheme, but this is never true. A non-owner's policy yous auto insurance for people who don't own automobiles, but who drive on some regular or even one occasional basis. This type of auto insurance will provide coverage if you are with an accident while driving any friend's car or a rental car. Even if your friend or the rental company has insurance on the car you are driving, any non-owner's policy can provide additional coverage after the primary insurance spends out highest benefits.

Trouble: Tolerably Easy


1 If you already have particular form of insurance---perhaps renter's, homeowner's, or lifetime---contact your insurance agent plus request some quote on a non-owner's car insurance policy. Most insurance companies offer any discount if you hold multiple types regarding policies through them, so this is the best place to start.

3 Use an auto insurance quotation comparison site to locate the greatest non-owner's scheme that meets your needs. Considering this car insurance will only protect cars you conduct not own, you only need "liability" insurance.

Suggestions & Warnings

Non-owner's auto insurance policy premiums usually price half since much seeing that a normal auto insurance policy. Retain this from mind when comparing price quotes. Numerous policies deal tiny discounts to pre-paying six months or one year in advance. If you do purchase a car within the future, you will be penalized with a higher premium if you have never had continuous auto insurance coverage for the previous six months. Any non-owner's policy helps you prevent this penalty.

References Non-Owner's Scheme

Topic revision: r1 - 27 Dec 2011 - 04:19:06 - PazziCotton2
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