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Credit card interest rates can be really excessive. If you are working on paying down your debt, you can prevent paying as much attention by transferring your balance to new lower attention card. If you can receive an introductory rate, you may well avoid paying curiosity all together.

Difficulty: Effortless

Instructions

Things You'll Require

Credit card applications along with unique interest free introductory rates. Good credit history

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1 Unearth a credit card that offers an interest free introductory rate. Fill out the application and mail it inside.

2 Shell out off the old card upon approval. You can also cost throughout the introductory period and avoid accruing curiosity.

3 Bench mark the expiration date about the introductory period in your calendar. Add any reminder a month before it yous to expire.

4 Employ to a new credit card with an interest free introductory rate about some month before your old introductory period runs outside. Transfer the balance to your new card.

Some good credit history is essential to receive the introductory rates on these credit cards. You will fork out some considerably greater interest rate if your credit rating yous bad. Fork out extra on your credit card each month. This will help you to pay off the balance very much extra quickly. Produce all payments early or on time to keep away from loosing the great rate. If you miss particular expense, the zero curiosity will become an very excessive curiosity rate. Do not continually charge on your card. If your balance gets too high, it will be difficult to obtain approval to exchange to extra credit card. Be certain to consider into consideration the balance transfer charges that credit card companies will charge you each and every duration you transfer to a new card.

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